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30 Days to Manifesting Wealth

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The Top 10 Destructive Money Beliefs and How to Overcome Them

Article by Dan Klatt


If you're not making as much money as you'd like, then you're holding onto some negative beliefs about yourself and how much money you're capable of handling.  In this article we'll go through 10 of the most common (and most limiting) examples of how people hold themselves back financially. Subscribers to my ezine, "The Abundant Mind," get a Money Beliefs Quiz. From their results I've compiled these Top 10 Destructive Money Beliefs. How many can you relate to?


10. "Money is not spiritual."

Here's the belief that you're somehow more spiritual or more likely to have a better afterlife if you sacrifice greatly this time around. Or that you'll suffer after you die if you pursue the things you want, which you need money to buy. This belief is most often an effect of people's religious upbringing. Remember, you're here to live life fully right now. (Also see belief No. 1.)


9. "I'll get to it tomorrow."

When you put things off, you step out of the natural flow which includes Abundance coming into your life. It's almost always based on your fear that you'll fail anyway, and that will disappoint you. So you delay what you feel is inevitable. Once you start living in the moment, though, you let go of the grip the past held on you. You realize you're a new person now. You've learned and grown a lot since the last time things didn't go as planned. (And that only happened because you still had not learned something you needed then to succeed, which you probably know now.)


8. "I'll probably just fail anyway."

We've probably all heard the wisdom of Wayne Gretzky: "You always miss the shot you don't take." When people don't take action because they're afraid they'll fail, well, guess what, by not even trying they already have failed. You have already succeeded just by moving forward. You may not achieve your objectives right away, yet you will still have learned some valuable lessons. And that makes it more likely you'll succeed next time.


7. "But we can't afford that."

This kind of thinking comes from scarcity and lack, not Abundance. It also gets people to focus on what they don't have (which empowers them "not-having"). They feel like the things they do have are not enough. Instead, when you appreciate everything you do have, you come from Abundance and start bringing the things you want closer to you. You also realize there is no limit to what you can become, accomplish or have.


6. "Rich people are greedy and dishonest."

The first person to spread this untruth must have been a poor person. The fact is that most people who become wealthy are at least somewhat aware of the spiritual principles that allowed them to prosper. A key part of that is to stay in the flow, which means giving back. Rich people are among the most generous, too, and they started their habit of giving long before they started having a lot of money. Coincidence? Not a chance.


5. "If I'm successful, my friends will be jealous and stop liking me."

Remember that we live in an abundant universe. There IS enough for everyone. People who envy what others have are coming from scarcity and actually are a harmful influence on your Abundant Mind. It's actually critical to your experience of prosperity to only allow positive, supportive and inspiring messages into your brain. (And that especially includes your own thoughts!)


4. "I'm no better than my parents, so I shouldn't make more than they did."

The world was much different when your parents were where you're at. Tools like the Internet have made it possible for everyone to make a lot of money doing what they love. Besides, your parents may have struggled precisely to give you a better life than they had. They loved you and would want it no other way.


3. "I might forget what's truly important and not like the person I've become."

People who are greedy still come from scarcity and lack. (And if they made lots of money, they will not enjoy it and are more likely to lose it.) Instead, you'll come from Abundance, and you know that encompasses far more than material wealth. In fact, it requires a balance between great health, meaningful relationships, ample time for relaxation and playing, and truly enjoying your financial abundance. You will have an abundance of happiness when you come from an Abundant Mind.


2. "Money is the root of all evil."

This is the most common error we learn from our parents and religious institutions, and it keeps millions in poverty and a slave to money. That, by the way, is the only way we may judge money as "evil" - when it controls us. And that only happens when we feel we need it, because we're coming from scarcity and lack. When you come from Abundance, money becomes a tool to enjoy the finer things in life and to give you everything you need to fulfill your life purpose. That's why we're here, right?


1. "I'm not worthy."

Did you realize that fully 90 percent of the population has an issue with low self-esteem? It's the No. 1 thing that holds people back and prevents them from living their dreams. When people feel they don't deserve wealth or abundance in any area, they don't take the opportunities they're given and instead do nothing and complain about people who have become abundant. They also make up lots of excuses to justify how life has done them wrong. Instead, please realize that The Abundant Mind is what separates the richest person from the crowd, and you can choose right now to come from Abundance and take your place among the wealthy. You ARE worthy.






I like feeling excited!

Article By Abby Eagle


How do you want to feel when you wake up in the morning? How do you want to feel as you drive to work? How do you want to feel when you go to sleep at night? Confidence, love, happiness, calmness, excitement? How do you want to feel? Most of us know what it feels like to experience a specific feeling but how do you get hold of that feeling when you need it most?

The simplest way is to bring awareness to the feeling when you naturally experience it and then reinforce the state by acknowledging it to yourself. Then in the context where you want to experience the feeling just remind yourself of how much you enjoy it. For example, let's say that there is a moment in the day when you feel a sense of excitement. If you like feeling excited then you would repeat out loud.


"I like feeling excited. I like this feeling. This feels good. I want to feel excited when I wake up in the morning. I want to feel excited throughout the day. I want to feel excited when I go to sleep at night and most importantly I want to feel excited when I wake up in the morning, just becomes it feels good to feel excited."


How this process works.

1. Identify a resource state that would be useful for you and name it. A resource state is a positive feeling like calmness, relaxation, peacefulness, happiness, love, excitement, power, strength, playfulness.


2. Remember a time when you felt that way. See what you could see at the time, hear what you could hear, feel what you could feel and step all the way back into the memory.


3. Focus in on the muscle tension of the resource state; focus in on the muscle relaxation of the resource state; get in touch with the physiology of the resource state; demonstrate the posture of the resource state; demonstrate the breathing of the resource state and give the facial expression of the resource state.


4. Invite your unconscious mind to turn up the good feelings.


5. Then affirm to your self, to your unconscious mind that you like feeling this way. Move your body in a way that is a demonstration of the resource state and say the appropriate words out loud. The words - the affirmation - will become a direct suggestion to your unconscious mind to bring on that state, for example.


"I like feeling excited. I like this feeling. This feels good. I want to feel excited when I wake up in the morning. I want to feel excited throughout the day. I want to feel excited when I go to sleep at night and most importantly I want to feel excited when I wake up in the morning, just becomes it feels good to feel excited."


6. Future pace the state into the appropriate contexts. That is, situations, places, times and with specified people where you want to feel that way. A future pace is a mental rehearsal - a post hypnotic suggestion for how you want to behave at some time in the future. Let me know how you go with this procedure. __ © Author Abby Eagl






How a wealth manager uses energy psychology

From Reuters News – 


By Lou Carlozo


(Reuters) – Energy psychology combines Eastern approaches to mind, body and spirit with Western psychology and psychotherapy, delving into unconscious and subconscious patterns that go back to childhood. So what exactly does that have to do with building wealth and managing your portfolio?


Plenty, says Julie Murphy Casserly, a wealth manager in Chicago who manages about $100 million in assets and is a proponent of a very alternative investing strategy.


If you use energy psychology to probe your habits and beliefs surrounding money, you can uncover destructive patterns that cause you financial grief, she says. After all, what good are high rates of return if you have the ingrained habits of a control freak or compulsive debtor?


Casserly recommends energy psychology for her clients when she’s up against behaviors and beliefs that a simple uptick in the market won’t cure. “It is never, ever about the money or the numbers when there is a conflict between adviser and the client,” she says. “It’s something beneath the numbers.”


Here’s how it works: Unlike conventional psychology, which takes lots of time and talk, energy psychologists try to pinpoint a client’s problems in as little as one or two hours. They ask lots of questions to probe your unconscious for negative beliefs you may have embraced in childhood: “You can’t trust anyone with your money,” for example, or “You’ll always have to work hard to survive.”


The sessions can get downright mystical. Some energy psychologists claim to connect with a higher consciousness to find a client’s “ancestral patterning”: destructive beliefs that have existed in a person’s clan for generations.


It can also involve “holographic repatterning,” or “resonance repatterning.” Developed by Chloe Wordsworth, who holds a master’s degree in English from UCLA, it posits that our physical bodies are literally energy frequencies that go haywire when our needs go unmet. Therapists use “muscle checking” — a process of testing a person’s limbs for unusual resistance in response to a question or statement — to tell if your body-mind energy frequencies are “in tune” or not.


Casserly, who operates her own firm, JMC Wealth Management, says about one third of her clients are engaged in energy psychology. “If something bad is going on in your personal life or your spiritual life, it often manifests itself in the money,” she notes. “When we act out, we tend to do it with food, or we do it with our financial behavior.”


In Casserly’s practice, she’ll send a client to an energy psychologist and then ask what the sessions revealed. Using that information, she helps them make behavioral and even investment decisions to improve their bottom line.


Casserly cites a female business owner client who was “wound up really tight” and “trying to control everything her employees were doing.” Energy psychologist sessions caused the woman to recall that as a child, she ran her dysfunctional household because her parents let things go.


“If she didn’t try to keep it all together, she wouldn’t have survived,” Casserly says. “But when you do this work, you discover that what worked as a child no longer serves you as an adult.”


Thus enlightened, the client gave up micromanaging Casserly’s investment choices and loosened up on the business front. As her portfolio has grown, “She has also gone from $250,000 in revenue and two employees to more than $1 million and six employees,” Casserly says.


Of course, you won’t find any of this in the finance textbooks at Wharton or the London School of Economics. It’s more in the realm of spiritual retreats or vision quests, which may explain why Casserly invokes hippie parlance in going public.


“Now that I’ve decided to let my freak flag fly” she says, “I’ve noticed that a lot more people are willing to talk to me about it, and tell me that they’re doing it, too.”




Casserly first consulted an energy healer 10 years ago, mired in endless toil without getting ahead. The sessions revealed her own workaholism, and that “this pattern went back in my father’s family (for) eight generations,” she says.


Shortly afterwards, Casserly experienced breakthroughs. She wrote a book, “The Emotion Behind Money,” saw her business take off, and cautiously began to share energy-psychology themes with select clients.


She also brought the woman she’d consulted, Anne Emerson of Sedona, Arizona, to her office for a few days of energy sessions with JMC clients


“I had to add three days and double her time here because of the high demand,” Casserly says. “I never would’ve thought that this is what people are starving for.”


Emerson says money is a common theme in her therapy sessions.


“I work with some people who are absolutely rich and live in spiritual poverty; they’ve got to make more, they’ve got to make more, because there’s never enough to fill that hole,” Emerson says. “The principles of wealth are different from having money, and most people are not wired up to get that.”


Indeed, Emerson is a walking advertisement for fiscal prudence. “I own my house outright with no debt and if I can’t afford something, I look at how much I’ll have to sacrifice in the future to pay for it now,” she says. “Credit cards? I pay them off every month.” Casserly also has other energy psychologists she recommends who work more like life coaches. And the theme seems to be going down well with some.


One of Casserly’s longtime clients is Sharon Doyle, 43, of Evanston, a Chicago suburb. Says Doyle: “I always found stuff like alternative therapies fun. I love acupuncture, and I’m into psychic stuff. But seeing Julie and what a positive effect it had on her, that was the best recommendation.”


Doyle saw the energy psychologist after lamenting to Casserly about a cycle of stress and sleeplessness regarding money. Self-employed in operations and marketing, Doyle says her cash flow often resembles a rollercoaster.


This was entwined with anxiety over getting pregnant; a doctor had just told Doyle and her husband they’d need in-vitro sessions costing $30,000.


Doyle instead tried a few $150 energy psychology sessions with Emerson via phone. That work, she says, revealed her unconscious need for control and discipline, coming from her father’s side. She worked to let go, and less than four months later she got pregnant without any in-vitro. (She is currently expecting her second child.) Her finances are much better, too, and not merely because she saved $30,000.


But the approach doesn’t sit well with all investors.


“I have had clients look at me strange,” Casserly acknowledges, “and have had people just not do it.”


“There may be a place in a person’s life for ‘energy healing,’” says Kevin Lynch, an assistant professor of insurance at The American College in Bryn Mawr, Pennsylvania. “But as a licensed financial adviser, I recommend you restrict your recommendations to quality energy stocks, bonds and other financial instruments.”


“We’re clearly in the camp of using time-tested methods of planning and investing,” says Neal Price, a principal with Strategic Wealth Partners in Deerfield, Illinois. “That’s not to say that we don’t think outside the box, or (that we) ignore the psychological and emotional side of investing — but at the end of the day, we don’t believe you can solve someone’s complex financial problems with a little pixie dust and hocus-pocus.”


Casserly has heard such objections before. In the male-dominated, button-down world of financial planning, she doesn’t expect that most men will get or embrace the practice – which she sees as a way of supplementing sound investment strategy with intuitive tools.


“I know numerous financial planners — particularly female ones — who say, ‘I see those energy psychologists, but I don’t dare tell my clients about it.’” She is quick to add that in Chicago’s North Shore suburbs, where some of the Midwest’s richest denizens live, “Everyone does it. But no one talks about it.”


Yet if going public with her unconventional methods comes at some risk to her business reputation, Casserly doesn’t seem the least bit fazed.


She says, “I just have to have the courage to do something outside the box if I think it’s going to help people.”





The World's Richest Women 2014


March 03 2014


It was a record-breaking year for women on the FORBES list of the World Billionaires. Out of 1,645 billionaires, a record 172 are women – up from 138 last year. There’s no denying that women are still a tiny minority on the list, representing a little over 10% of the total.


At the top, Christy Walton reclaims her spot as the richest woman with a $36.7 billion fortune. The widow of John Walton has had that title for four out of the last five years. She has boosted her fortune above the rest of the Walton family members through her ownership of First Solar FSLR +1.83% shares. That stock rose nearly 50% in the past year.


Back in second place after a year at the top: Liliane Bettencourt, worth $34.5 billion. The L’Oreal heiress remains France’s richest person. Her fortune increased this year thanks to the company’s stock surging. She is 91, and it’s been years since she’s been involved in running the company.


The third richest woman is another Walton family member – Alice Walton($34.3 billion). The daughter of visionary retailer Sam Walton is Christy’s sister-in-law. She opened her Crystal Bridges Museum of American Art in Bentonville, Arkansas in 2011. It features works from her personal collection.


Notably, of the 268 newcomers to the ranks, 42 are women. However, only five of them built their own fortunes as opposed to inheriting them from their parents or husbands. These five remarkable women include Sheryl Sandberg($1.05 billion), who leaned into a COO position at Facebook and 12 million or so shares in the company. With the social networking firm’s share price up more than 130% in the past 12 months, she is now one of the world’s youngest self-made women billionaires.

The other newcomer self-made billionaire women include Folorunsho Alakija($2.5 billion), Nigeria’s first female billionaire, whose Famfa Oil owns a prolific oil bloc. There’s UK’s Denise Coates ($1.6 billion), the co-CEO and largest shareholder of online gambling site Bet365; Liu Xiaomeng ($1 billion), who holds a stake in the Suning Appliance Group, which in turn owns 14% of Suning Commerce Group, China’s largest appliance retailer; and Wang Laichun ($1 billion) Chairman of Shenzhen Luxshare Precision Industry Co., Ltd.


Newcomers that came to their fortunes through an inheritance include Sandra Mera Ortega, daughter of the late billionaire Rosalia Mera. Mera, along with then husband and now third-richest person in the world, founded clothing giant Inditex (best known for its Zara brand).


Finally, in a case involving a very loyal daughter, this year’s youngest billionaire is a woman. Perenna Kei, at only 24 years old, is the controlling owner of Chinese real estate giant Logan Properties. Kei is the daughter of Logan’s chairman and CEO, Ji Haipeng. Company documents indicate that she is the majority shareholder, the settler of the trust and acts “in accordance with Mr. Ji’s directions.” The company went public in December 2013 and its stock rose 2.4% on the first day of trading, making Kei a billionaire.

“The majority of people are ready to throw their aims and purposes overboard, and give up at the first sign of opposition or misfortune. A few carry on DESPITE all opposition, until they attain their goal. These few are the Fords, Carnegies, Rockefellers, and Edisons..” 
              ― Napoleon Hill

Rich people don’t have a problem promoting themselves, their services, or their business. That is because they believe they are worthy.

        ---Carol Morgan

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